What You Can Claim (and Keep) with Individual Tax Credits

Tax credits are one of the most powerful ways to reduce your tax liability—and in some cases, they can even generate a refund beyond what you paid. This guide breaks down key refundable and nonrefundable tax credits available in 2025 for individuals and families. From child-related benefits to clean energy, adoption, and education, we cover which credits apply, who qualifies, and how much you can save.